Life and Disability

Empact also offers Life & Disability to groups as well as individuals.  Our carriers are rated A+ or better by Standard & Poors and Moodys.

Assurity, AIG, Mass Mutual, Met Life and Prudential

For Corporations:

• Install Group Life Plans
• Buy Sell Agreements
• Deferred Compensation
• Insurance for Executives/Owners
• Insurance Buy-up with Group Discounts
• Group Disability
• Executive Carve-Out
• Key Man Insurance
• Disability Overhead Expense.

For Individuals:

• Mortgage Protection
• Estate Planning
• Personal Protection
• Disability (creates income for out of work time) or Total Disability to Age 65

AIG, First Colony, Lincoln Benefit, Mass Mutual Fidelity and Fidelity Mutual